Finance

Westover Group is authorised and regulated by the Financial Services Authority, our FSA register number is 306221

Offering the best solution for vehicle finance for YOU, not us...

...therefore we do not have an on-line finance calculator that can only offer one solution. Listed below are the various finance products we can offer. Please call us for a quotation, further information, or advice in deciding on the best option.

Hire Purchase
This option offers a flexible deposit, a flexible repayment period, and ownership of vehicle at the end of the agreement. Best suited to those customers looking for long term ownership of their vehicle.

Personal Contract Purchase (PCP)
This option is aimed primarily at those customers wishing to upgrade their car on a regular basis. A PCP offers a flexible deposit, a flexible repayment period between two and three years, and a settlement figure calculated on the day of purchase. At the end of the repayment period three choices are available to customers; hand the vehicle back and walk away, pay the settlement figure and take ownership of the vehicle, or part exchange the vehicle and upgrade for a new one.

Lease Purchase
An option aimed predominantly at business users, offering a flexible deposit, flexible repayment periods, and a flexible % of the purchase price can be deferred to the end of the agreement. At the end of the agreement there are three options; pay the settlement figure and take ownership of the vehicle, or part exchange the vehicle and upgrade for a new one.

Finance Lease
Offering accelerated tax benefits, and ownership of equity. This is another option available to business users as detailed above, and up to 100%* VAT content is reclaimable (*50% if vehicle is also used for private mileage). Up to 100%* of rental can also be offset for business use (*dependent on cash price).

Contract Hire
Another business solution offering flexible deposit, flexible repayment periods, and also an optional maintenance package. Up to 100%* rental can be offset against business use (*dependent on cash price), and up to 100%* VAT content is reclaimable (*50% if vehicle is also used for private mileage). The main benefit of this option is that there are no disposal worries at the end of the agreement.

Terms and conditions will apply to all our finance products. Written details are available on request. A guarantee may be required.

Westover Group are regulated by the Financial Services Authority, please click here to find out more about our Insurance Services.